Cashback & rewards calculator
Enter your monthly spend per category to see each card's estimated yearly value after the annual fee.
How we calculate
We multiply your spend in each category by the card's stated cashback or points rate for that category (or its “all spend” rate), apply any monthly cap, scale to a year and subtract the annual fee. Points and miles are valued only when a redemption value is stated. Results are estimates and depend on the bank's terms.
Information is for comparison only and is not financial advice. Fees and rates are set by providers and can change; please confirm final terms with the bank before applying.